Social Security Withholding Limit 2025. Goodbye to the $168,600 tax income limit: In 2025, retirees receiving social security benefits will be able to earn $62,160 in the year they reach full retirement age before their benefits are reduced by $1 for every $3 in.

For those still working, the amount of income subject to the 6.2% social security tax paid via payroll deduction will rise from $168,600 to $176,100, an increase of $7,500. The maximum work income that can be taxed is going.